8 habitudes qui vous empêcheront de devenir riche.
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How to Become Rich Fast? Now in some sense poverty isn’t a lack of money but a particular life program that people create in their minds, there are numerous examples where poor people becoming rich without any family support or a substantial inheritance, in other cases, people had all personal qualities and possibilities necessary to earn a lot but they were too unsure of themselves to take the first step.
So if you feel you’re one of such people don’t get desperate there are several typical habits after getting rid of which you’ll be able to significantly improve your financial situation. Here are eight habits of a poor person as well as the reasons that can prevent you from becoming rich and living a wealthy life.
8:- Not Having A safety cushion or Passive Income Source.
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If you stop working you won’t be able to support your habitual lifestyle for longer than three months usually a person’s lifestyle depends on the level of their income how long will you be able to live the same life if you stop getting money and just use your savings according to some estimations a person is considered rich if such a period can last as long as a year if you know that you won’t manage to live like before even for three months it’s time to change something create a so-called financial safety cushion to do this put some money aside every month what’s even better try to find a source of passive income it can be an investment in real estate shares or securities.
7:- You Are In A Constant Search For Sales.
If you always look for price tags with a magic word discount on them or try to buy goods only at sales you have another habit of a poor person the same goes for buying cheap things statistically if you buy a cheap TV in one year you’ll spend three times more money on its repair than you pay for the device itself other warning signs of a poor person’s mentality are the love for freebies and a desire to make others work for as little money as possible a rich person is ready to pay a real cost of goods or services, what is more, they generously reward the labor of their employees because being managers they work just as much and know that adequate compensation is incredibly important.
6:- It Takes You More Than An Hour To Reach Your Work Place.
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To get to work you’ve probably heard how they say time is money this means you can always earn more money but you will never be able to buy more time if you spend at least two hours a day on a commute calculate how many hours it makes in a month minimum 40 hours this time that you waste in a car on a bus or a train you can use to do so many great things that will bring both money and pleasure that’s why the best thing you can do is to find an accommodation close to your work or figure out a way to spend as little time as possible to get there.
If both options are unacceptable to use the time you spend on the way effectively studying foreign languages or reading career-related books according to the statistics 85 percent of rich people read more than two self-improvement or education books every month while only 15% of poor people do the same
5:- You Have Some Bills That You can hardly pay.
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If you pay loans for your mobile phone, car, furniture and even traveling something has gone wrong there’s a rule that says debt payments shouldn’t be more than 40% of your earnings this is a so to say borderline as soon as you can cross it you can forget about a comfortable and calm life it’s obvious that you want everything and immediately that’s a distinguishing feature of the human nature
However, it’s more effective to increase your income and level of life gradually than to buy everything you’ve always been dreaming about all at once in the latter case you might find yourself in a situation where you can’t even afford to buy high-quality food and this is the easiest way to get problems with your stomach and spend a fortune on examinations and treatment many people try to find salvation in payday loans they are short term advance as people get in cash and payback as soon as they get their next salary while such loans can help you out in case of an emergency some borrowers are left indebted for months and years.
To come to the thing is such loans have a huge interest rate of about three hundred ninety percent a year can you even imagine such figures meaning that if you borrowed a thousand dollars in a year you’ll have to pay back four thousand dollars?
4:- You Aim For Immediate Profit.
When searching for a job some people pay attention only to the size of their potential salary others try to figure out what new knowledge they can get in a new position and how useful it can turn out later it’s better to accept a job offer from a serious company with a low starting salary this will allow you to build a career and earn much more after some time don’t concentrate on the sum of money you’ll get after the first months of work think globally some people may believe that education will take their time which they could otherwise spend earning money however you need to understand that after getting a proper education you’ll be able to get much more money-making less effort. You
3:- You Spend Money Before You’ve Earned It.
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There’s an old saying that there are three kinds of people in the world the haves the have-nots and they have not paid for what they have there’s a lot of truth to that buy now pay later is a favorite trick of banks that offer credit cards and if some years ago people tended to take loans mostly for big purchases such as a car or an apartment nowadays it’s nothing out of the ordinary to use a credit card to pay for clothes or kitchen appliances banks have pretty long periods during which you don’t have to pay interest fees however this is just one more clever psychological trick that’s right you don’t have to pay extra but you use your salary to cover debt service payments on the same day you receive it and voila you have to use the bank money again in this case it’s next to impossible to create a proper financial safety cushion in May 2016 the Federal Reserve conducted a survey which showed that 50 percent of all Americans have no savings in such case any serious problem be it a broken car or an illness can lead to financial ruin.
2:- You Have Drifted Away From Your Family.
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You’ll be surprised how many people believe that they can achieve something worthy only by acting on their own separate from their family but in fact, the situation is the opposite a person can’t build a successful career or start a profitable business without the support of their family many people achieve their goals thanks to the love of their family who believed in them others destroyed everything they had left their families with an intention to do everything themselves however busy you find time for your family because without them it will be extremely hard to grow to develop in this competitive world.
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1:- You Expect That The Government Will Change Your Life.
For the better well you should accept a simple truth there’s no politician who will come into power and change your life for the better and if you prefer to blame the government for all your troubles you have the mentality of a poor person the thing is that politicians deal with the masses not individuals and pass laws beneficial for the economy of the whole country not you personally what is more poor people often believe that while they have been working for all their life the government should pay them more than enough when they retire they count on Social Security to support them after they stop working and exactly where there’s a difference between poor and rich people while people with low incomes spend most of their money on housing those who have high incomes invest in retirement expenses and insurance according to the data provided by the Bureau of Labor Statistics that’s why you should stop relying on anybody but yourself and find a way to take care of your financial problems.
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